Secrets of the Wealthy: Building True Fulfillment and Financial Freedom

What truly separates the wealthy from everyone else? Contrary to popular belief, it's rarely luck, inheritance, or even intelligence—it's mindset. The wealthiest individuals attribute their success not to financial windfalls but to fundamental differences in how they approach money, time, and opportunity.

This eye-opening exploration reveals eight powerful mindset shifts that drive wealth creation, regardless of your starting point. While society often portrays wealth as something exclusively reserved for the privileged, these mental frameworks can be adopted by anyone willing to think differently—starting right now.

Discover why wealthy people never wait for permission to pursue their dreams, how they transform their relationship with money from taboo to tool, and why they're unafraid to ask questions when facing unfamiliar financial concepts. Learn the profound impact of valuing your time like an asset, speaking the language of wealth, and playing the long game when others chase quick rewards.

Most importantly, you'll understand why trying to excel at everything actually undermines success, and how strategic rest accelerates wealth building rather than hindering it. These insights aren't just theoretical—they're practical mindset shifts you can implement immediately, regardless of your current financial situation.

Whether you're just beginning your financial journey or looking to accelerate your wealth-building process, these perspective shifts will transform how you view money and success. The path to financial freedom isn't about starting with advantages—it's about adopting the mental patterns that naturally generate abundance.

Ready to rethink what wealth truly means? Share this episode with someone who needs these insights, and together let's build a community committed to growth, support, and evolving into our fullest potential. The journey to your best self starts with transforming your mindset.

Chapters

• 0:00 Introduction to Wealth Mindset
• 2:50 Money as an Asset
• 8:24 Eight Ways Wealthy People Think Differently
• 17:01 Time as a Valuable Resource
• 22:16 Playing the Long Game
• 28:34 Final Thoughts and Call to Action

Transcript

Speaker 1: 0:01

Did you know that the most affluent individuals, guys, often accredit their success to a satisfaction mindset rather than just financial gain? I am fascinated by the differences in conversations between the rich and poor people. Wealthiness, guys, in a more general sense, is not just about money, all right. While we often talk about people who are born into wealth or those who win the lottery, for example, or individuals, people who go viral on social media, the truth is that richness is not only defined by financial status. It's about mindset. It is being surrounded by the right people at the right time and learning different things beyond the average experience. So even most people who are born into wealth and receive different forms of education have more advantages than a medium, average person. Guys, okay, but does that make them better or unique? Perhaps absolutely not, of course not. Each background has its pros and cons, of course, but it is interesting to observe how wealthy people differ in their mindset. So today we're going to explore some of their secrets and bring these insights to people who start from scratch, like you guys, like us, helping us to gain advantages that can finally shift our lives for the better. Hi guys, my name is Fabio from Journey to Success and Wellcome.

Speaker 1: 1:52

In this episode, we will explore the secrets behind building a life of true fulfillment and the mindset regarding wealth, often ignored by us, since, you know, we think it is always about luck and family status. Well, it is not always like that. A certain type of behavior is typically familiar only to wealth people who use this behavior to cultivate and improve their financial status and improve their financial status. So the positive aspect is that many of these habits and strategies can be adopted from us, even if you have limited financial resources, and that is what we're going to talk about today. But before to go forward, as always, please subscribe. So I know this is the right direction to lead you guys, to drive you, to guide you towards your journey to success, and let's get started. All right, as always, let's get started. This is a very, very beautiful episode.

Speaker 1: 2:55

So many people who struggle to understand the wealth mindset pursue money, thinking it will bring them happiness, and this, of course, is the first mistake, because you know they usually end up feeling empty and disappointed. Why is that? What is the reason? The reason is because it's not about the money itself. Money is just an asset. For example, when you buy a house house right you get an asset that can be used in various ways. You can sell the house, you can rent it, you can make the party, you can destroy the house, and it is the same in this case. You can use money for good or bad things to improve your mind, for example, or to fulfill your ego. But also, there is a lot to discuss here, because in our modern era, you don't need to spend a fortune to receive a good educational wealth.

Speaker 1: 3:53

Money can help anyway for sure. For example, I was considering taking a life coaching course, and instead of spending four thousand dollars on a course from tony robbins uh, since maybe it's too much right now, uh, my idea was just to register in a in one of, uh, one of the courses on udemy for less than 50 dollars, or even as low as $9 with discounts. You know what I mean, generally speaking, without looking at so many layers, right? The key point is that a significant amount of money can lead you to a different path in life in a shorter time, of course, but at the same time, meanwhile, you can make different choices that lead you anyway to the same time. Meanwhile, you can make different choices that lead you anyway to the same path, even if in a different time age. Another example right Right now I'm also investing in copy trading and sometimes I'm like, oh, I wish to invest $1,000 per month. Why? Because $1,000 per month is quite different from, let's say, investing $100 monthly over the long term. Do you see what I mean? Probably, with $1,000 per month, I would reach a certain good amount in a few years, while with $100, I would receive maybe the same amount in 10 or 15 years. So I can always unlock success or the way I think about financial freedom, but the time, of course, can be different or not. It depends. As I say, there are different layers here, so let's continue.

Speaker 1: 5:59

You can also be a benefactor. Let's say that you come from a low income background, right, so you might choose to help others. You can use money for better education for your children, more vacations or, in my case, to spend more time with my family, especially since I live in the Netherlands and they don't. So, as you can see, money can be used for so many good things. However, it's essential to recognize that money can also be misapplied. You can arm your body with it or become extremely attached to your wealth, which can be dangerous to your mindset. You can buy material possession that can lead to satisfy your material satisfaction in a fast way that eventually results in a feeling of emptiness. So this is why it's crucial to have the right mindset when it comes to money. It is an important asset that can only be controlled properly if you have a good mindset right. So it is better to build wealth where your mindset is fulfilled rather than just getting lucky, gaining money and then spending all within a year because of an improper mindset. Think of it as a cycle. Let's call it like the mindset world cycle. I don't know. It's really a continuous loop that you can use to your advantage if you associate wealth with a good mindset.

Speaker 1: 7:30

Now, according to Chesire Fagan, the co-founder and CEO of the Financial Diet, here I show you eight ways. Wealthy people differ from the rest of us, but the truth is that if you learn these eight ways, regardless if you have money or not, these ways are going to put you in a good advantage and short your time to achieve your financial freedom. That's the reason I ask you to wait. You know, because there are different layers here when we talk about how to build a life of true fulfillment based off, you know, of these secrets? Let's call it secrets. So let's start. Eight ways wealthy people differ from the rest of us.

Speaker 1: 8:28

The first point is that they don't wait for approval. Guys, from early childhood we are taught to seek approval to pursue our desires, our dreams. But what happened then? Well, when we become adults, we believe we still require permission to pursue our inspirations, our dreams, and then we never do. But wealthy people definitely can change their perspective from seeking permission to having control over what they want and how to achieve them, so they have a proper plan, a proper direction. I notice in the, let's say, poor people, in the medium-average mindset, that one of the first obstacles is actually the lack of direction. I remember, in my case, even if I knew how to be persistent, how to be consistent, how to be disciplined, etc. Etc. The truth is that I didn't have a proper plan. I didn't know how to narrow my direction. The more you narrow your direction, the better you achieve your success, your financial freedom. Okay, this is my advice based off of my experience.

Speaker 1: 9:52

Number two money is not a bad thing. Generally, we believe that discussing money is a wrong thing. Right, there is a fear that people might jinx your financial status or financial situation, or that money is naturally evil. You know, I often hear my mom say don't make too much money. It's not good In Italian, of course, non fare tanti soldi. But why? Why should money be considered something good or bad? Right, think about it. It's just paper or digital assets that can be used for both positive and negative purposes. So the truth is that the more we talk about money, the wider our understanding of wealth can become, particularly when we connect with people who have a better understanding of financial topics, more than us. So let's talk about it with these people, okay, with the right people. Of course. You might be surprised how much good can come from these discussions, guys.

Speaker 1: 10:59

Number three wealthy people often seek help when they don't understand something. Consider this if you discuss money with someone who has a medium average mindset, they listen at your conversation, all right, they up their shoulders and they go forward with their life as if nothing happens. Uh, let me clarify, guys. I don't mean to indicate that these people are stupid, but more like that. They are simply people who haven't been exposed to this financial world. Alright, I come from a background where my mother, a housewife, decided to start work in Switzerland very late to support my father, a humble construction worker. When other people think about retirement, they're still working very late to support my father, a humble construction worker. When other people think about retirement, they're still working. So for them, the belief you know, the initial belief was that a better degree leads to a better job, because they didn't know better and they only knew how to sacrifice themselves, and I'm so sorry about it. However, in my life, I have always seen things differently. I've noticed that the truth is a bit different.

Speaker 1: 12:16

I've often been curious about how some people achieve great wealth regardless of their education. How can Briatore, for example, an Italian entrepreneur with just a diploma, have a net worth right now of 400 millions? How is that possible? And also, I would like to talk about the concept that I said before about the time. Right? Yes, of course, if you have a great mindset, let's say, a great financial mindset. Right, a great education, and that, at the same time, you have a great financial status. Right, of course, you can duplicate, triplicate, quadruplicate your money. Yeah, of course, quadruplicate your money. Yeah, of course. But at the same time, if you don't have a great mindset in terms of financial situations, even if your financial status is good, then I tell you, anyway, there is going to be always a briatore who starts from scratch, working as I think he was working as a waiter or something like that, who can invest in some opportunity and makes more money than you Maybe not today, maybe not tomorrow, you know, but it's going to reach you, it's going to overcome you.

Speaker 1: 14:58

The challenge is that when you're surrounded by people like I was right, like I'm still in a sense because I'm still learning, it can be difficult to meet people with a wealth mindset. Of course, the moment you meet these people is the moment you speed up, so you have to actively looking around and interact with the right individuals and, lastly, you will find yourself among people who possess knowledge about wealth and financial mindset. And this is going to be great, you know, because you can finally understand how works this world. But let's say, even then, you may still feel uncertain about topics that no one taught you. Why you? Why? Because there is so much lack of knowledge between wealthy people and the people who want to learn how to become wealthy. So my advice is that it's important to not be arrogant. Instead, be curious. Guys Ask questions.

Speaker 1: 16:03

This enthusiasm to learn is what wealthy people do when they discover something they don't know. Also between them, especially between them. In contrast, if you talk to someone with a medium-average mindset about money, as I said before, they may simply listen to your conversation up the shoulders and continue with their lives. That's a huge difference, okay, and of course, then you are not going to learn. And if you're not going to learn, then this gap between you that you want to become wealthy and the wealthy person becomes bigger, more big. You know, bigger and bigger. Okay.

Speaker 1: 16:51

Number four their value is their time. So, in general, I believe I learned more about money from Scrooge McDuck in Mickey Mouse than I did in school. In school, I didn't learn anything about money. No one learned anything about money, of course, because, yeah, it's not convenient for this society, but this is not a conversation. Anyway, phrases like, you know, the early bird catches the worm emphasize the importance of starting your day with a focus on achieving success, but also the phrase you know, the famous phrase of Scrooge McDuck time is money, time is money. In Italian it was il tempo è denaro, and it really is. Time is money. It is true, listen, I'm a gamer and is money. It is true, listen, I'm a gamer and I enjoy anime and TV series. I'm a little nerd, you know.

Speaker 1: 17:54

It's important to take breaks also, because always thinking about how to reach a certain level of mindset and wellness can be exhausting for your mind, so you need a break. Can be exhausting for your mind, so you need a break. I've noticed, guys, that being solely focused on making money or growing a business can be unhealthy, and it may consume your entire energy in a day if you don't know, of course, how to handle it. So it is essential to recharge by engaging in your patience. We often talk about this. All right, of course, there are periods and periods. Right now I'm so busy I don't even have time to go to the toilet. In a while, I know that, but I try to maintain my energy, to control it, to have a good mindset about it. But I also know that in a while I need to rest. In a while I need to recharge. All right, and there is nothing wrong on that. But but this is a big, big but.

Speaker 1: 19:01

It is also important to know to acknowledge that time is money and money is time. So the moment you stop actively in pursuing your goals, guys, is when you realize that next month you will pay more for your electricity, because challenges are always waiting at your door, especially with this sad world around, and there is not so much to do about it. Okay, wealth individuals understand that every hour of their life has value, as Fagan says, they stick to that value while constantly trying to increase it. So, unfortunately, many of us do not adopt this mindset. So my advice is of course time is money, money is time. Of course your time is valuable. Acknowledge that At the same time, take breaks, relax. You need that, you need to recharge, but acknowledge about the fact that this can slow you down. There is nothing wrong on that, especially if you can avoid burnout or feeling down. We don't want that, because then you stop for real and it's going to be a disaster. So try to always maintain your level energy as the best as you can. That's very important. But, as I said, acknowledge. Acknowledge, guys, that time is is truly valuable. And, as I, as I said to you before, I'm a, I'm a gamer, I I I like to anime, but sometimes I also have to understand the balance between my hobbies, my passions and my other passions, that's the fact that I would like to navigate in financial freedom one day. All right.

Speaker 1: 21:05

Number five they speak the language of money. It is like that there is nothing to say. When you talk about football with your neighbor who is passionate about the sport, you expect a dynamic conversation, maybe over a beer. You know where. Everything he says seems personal, as if he owns the team, the football team. If you discuss gaming with someone else, you could spend hours discussing the fact that Xbox is better than PlayStation or vice versa. However, conversations about money with someone who understands the topics tend to be calmer A silent brainstorming session where both sides seek to learn from each other. The language of money has a different approach and manner of discussion. It's more calm, it's deeper, it's very, very deep, and both the people are very careful to learn from each other. Number six they understand that money is a long game. So people with this mindset understand that making money is a long game.

Speaker 1: 22:16

People with a poor mindset often want to achieve wealth fastly. So they see rich people, you know, with fancy cars and beautiful careers, and want the same for themselves as soon as possible. However, of course, it doesn't work that way, okay, especially with the rise of social media. Many believe they can become rich straight away Also myself, maybe unconsciously, years ago. It's not about that, you know. It's not about having I don't know the right tools or desires. Yes, of course the right tool is important, the desire is important, but it's more important the direction, the persistence, the discipline, the consistency and, most importantly, patience. You need to be patient, guys. All right, patience is important and direction is important. It's very important to not have a lack of direction. So wealth individuals recognize that building wealth from scratch is a long term work and but also, let's be honest, if you consistently do the right things over time, between ups and down, of course, you will achieve your financial goals. You will achieve your dreams anyway.

Speaker 1: 23:39

In this podcast, I never talk properly about only financial goals. You know it's journey to success. Success can be anything for everyone. Let's say, in this contest, in this specific topic, we are talking about financial goals, right, but it can be anything else, of course. The truth is that you need to be patient and we're not. We're not, but we must, we should not. We're not, but we must, we should.

Speaker 1: 24:17

As Fagan says, the choice is not between this $5 Starbucks that will make me happy or this $5 in a sad bank account make me feel sad. The choice is between this $5 Starbucks today or the hundreds of dollars as the potential to become my retirement one day. See, we're talking about a long-term game, because, of course, it's not about the present in a general sense, you know. So you can buy now a $5 Starbucks. I don't even know what you can buy with $5 in Starbucks, but that's another argument. Know what you can buy with five dollars in starbucks, but that's not argument. Uh, but you can also invest that five dollars for a book who's gonna be impactful for your life and it's gonna make hundreds and hundreds of uh, maybe millions of dollars one day. You know, uh, but the the point is that everyone has his choice and any choice has consequences, so we don't have to cry about it. So, as we said before, it's not about good and bad. It's more about being conscious of how you want to use your money. All right. Number seven the outsource guys. Outsource, outsource, outsource.

Speaker 1: 25:30

So many people, including myself, often believe they need to excel in everything to achieve their goals. Right, for example, if you want to become a life coach, you might find yourself trying to run ads. You know? Build a website, a landing page, learn copywriting to attract the right clients. However, these mindsets can be poor.

Speaker 1: 25:51

The truth is that it is essential to focus on what you truly believe and what you are capable of. So, if you have a talent, work on improving it. If you lack a natural talent, but you are still passionate about it, invest the effort to develop a specific skill, master it and make sure it becomes your talent through errors, ups and downs and victories. And for anything else, outsource it. Guys, you have to outsource. Do you really think that Tony Robbins I don't know or Grant Cardone are better at everything they do? Absolutely not, of course not. They've mastered specific fields and they delegate the rest to their team. Okay, of course we don't have their money. We know that we are not wealthy, and that's the reason.

Speaker 1: 26:46

In the beginning, you may need to handle some tasks or tools on your own, including challenges and success along the way. Okay, that are not directly related to your field, and that is absolutely normal. It's normal, right. However, remember that one day you need to delegate, especially as you become busier and more influential in your life regarding what you do and your primary choice about which person you want to become one day. Number eight they know the importance of recharging.

Speaker 1: 27:22

Successful people also understand the importance of recharging. This is something I often strangle, but it is fundamental. If you don't take breaks, if you don't relax with friends, if you don't cultivate your patience, or even if you don't take a moment to look out the window right, smile and go for a walk, you will end up stressed and empty like a bottle with just a few drops of water left for your daily project. I tell you, the less you do, the more you do so, the more you accomplish. In the contrary, the more you do, the less you do so, the less effectively you perform. So it's better to work consistently for just one or two hours a day on your project rather than putting in a lot of hours over a few days or week or to become, you know, overwhelmed and do less overtime until you reach burnout or you reach the end of your energy, a breaking point. So you have to understand that of course, we have our periods also. Right now myself, I'm very, very busy. As I said before, you also have to understand how to understand your energy level. But, but generally, it's important to recharge.

Speaker 1: 28:38

Now I want to hear from you what mindset shift or new perspective about wealth are you starting to embrace. Drop a comment below and let's start a real conversation about transforming our relationship with money and fulfillment. If this episode spoke to you guys, don't keep it to yourself. Share it with someone who's ready to rethink what is wealth, all right. Someone who is ready to grow their mindset and change their story. Following is great. So if you like to subscribe, it's good, but sharing is what sparks real change. So share it. Share it. Share it Together. We are going to build a beautiful community that learns, supports and evolves. Thank you for listening to journey to success. Every step you take toward a richer mindset is a step closer to your fullest potential. Guys, that's the true wealth. Appreciate you all. Until next time, stay mindful, stay curious and keep growing into your best self. Cheers.